Bill > HB05172

This bill aims to protect insured patients from being charged out-of-pocket medical expenses based on estimated charges at the time of receiving healthcare services. Specifically, the bill prohibits healthcare providers and clinical laboratories from imposing coinsurance, copayments, deductibles, or other out-of-pocket expenses using estimated charges. Instead, these expenses must be based on the actual amount identified in the final medical bill for the specific service or treatment. This means patients would only be required to pay their share of medical costs after the exact charges are determined, rather than being asked to pay an estimated amount upfront. The goal of the legislation appears to be preventing patients from potentially overpaying for medical services at the point of care and ensuring transparency in healthcare billing practices.

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https://www.cga.ct.gov/asp/cgabillstatus/cgabillstatus.asp?selBillType=Bill&bill_num=HB05172&which_year=2025