Bill > A01800

This bill amends the New York insurance law to prohibit auto insurance companies from increasing premiums or refusing to renew policies for individuals who are 60 years of age or older solely based on their age. Specifically, the legislation adds language to existing insurance regulations that prevents insurers from raising automobile insurance premiums at renewal for older adults simply because of their age. The bill ensures that insurance companies cannot discriminate against seniors by charging higher rates or declining to renew policies based on age alone. The new provisions will take effect on the first day of January following the bill's enactment and will apply to insurance policy renewals issued on or after that date. This legislation aims to protect older drivers from potential age-based pricing discrimination in the auto insurance market, providing more equitable insurance coverage for seniors.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A1800