Bill > A01823

This bill requires bicycle delivery contractors operating in New York to provide personal injury liability insurance for bicycle with electric assist (BEA) delivery workers during their delivery trips. The bill defines key terms such as "bicycle delivery contractor" (an entity using a digital network to connect delivery recipients with workers), "BEA delivery workers" (individuals using electric bicycles or scooters to make deliveries through a digital network), and "bicycle delivery contractor prearranged trip" (the period from when a delivery is accepted to when it is completed). Specifically, contractors must provide personal injury liability insurance of up to $20,000 per incident, which will be primary over other insurance policies and exclude no-fault coverage. The insurance must be written by a licensed insurer or excess line broker. Contractors are also required to notify BEA delivery workers about this insurance and post information about it on their website. The bill gives the superintendent of insurance authority to create regulations implementing these requirements, including how to handle insurance when a worker uses multiple digital networks simultaneously. The act will take effect 180 days after becoming law.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A1823