Bill > HB1840

This bill requires insurance entities in Texas that offer Medicare supplement benefit plans to individuals 65 and older to also provide the same coverage to individuals under 65 who are eligible for Medicare due to disability or end-stage renal disease. Specifically, these younger Medicare beneficiaries must be offered identical plans with the same benefits, protections, policies, and procedures as those available to individuals 65 and older, and at the same premium rate. An "entity" in this context refers to insurance providers that deliver or issue Medicare supplement plans in the state. The bill will apply to Medicare supplement benefit plans delivered, issued, or renewed on or after January 1, 2026, and will take effect on September 1, 2025. This legislation aims to ensure that individuals with disabilities or severe medical conditions who qualify for Medicare have access to the same supplemental insurance coverage as older Medicare beneficiaries.