Bill > S4056

This bill prohibits health insurance carriers in New Jersey from imposing time limits on the coverage of anesthesia services before, during, or after medical or surgical procedures. The bill defines a "carrier" broadly to include insurance companies, health service corporations, hospital service corporations, medical service corporations, and health maintenance organizations authorized to issue health benefits plans in the state. "Anesthesia services" are specifically defined according to the American Medical Association's Current Procedural Terminology (CPT) code for anesthesia, which includes standard anesthesia codes and modifier codes. The legislation aims to ensure that patients receive comprehensive anesthesia coverage without arbitrary time restrictions, potentially protecting patients from unexpected out-of-pocket expenses related to anesthesia services. The bill will take effect 90 days after enactment and will apply to health insurance policies and contracts that are delivered, issued, executed, or renewed on or after that date, giving insurance carriers time to adjust their policies to comply with the new requirements.

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https://www.njleg.state.nj.us/bill-search/2024/S4056