Bill

Bill > HB1587


IN HB1587

IN HB1587
Insurance matters.


summary

Introduced
01/21/2025
In Committee
04/03/2025
Crossed Over
02/19/2025
Passed
04/16/2025
Dead
Signed/Enacted/Adopted
05/06/2025

Introduced Session

2025 Regular Session

Bill Summary

Insurance matters. Provides that the director of the state personnel department may make a determination to provide coverage under the state employee health plan for emergency medical services as part of a mobile integrated healthcare program. Provides that the requirement for a policy of accident and sickness insurance and a health maintenance organization contract to provide reimbursement for emergency medical services includes emergency medical services that are performed or provided as part of a mobile integrated healthcare program. Repeals a provision that requires the department of insurance to maintain an electronic system for the collection and storage of information concerning transactions involving residential property. Provides that the article regarding consumer data protection does not apply to any organization exempt from taxation under Section 501(c)(4) of the Internal Revenue Code that is: (1) established to detect or prevent insurance related crime or fraud; and (2) subject to a memorandum of understanding with a statewide law enforcement agency. Changes the deadline for the Indiana Public Employers' Plan, Inc., to apply to the insurance commissioner for a certificate of authority to transact business as a domestic tax exempt reciprocal insurance company from before December 31, 2026, to before December 31, 2030. Repeals the statute requiring carriers of health insurance plans to conduct annual public forums. Provides that provisions requiring a notice of material change apply to personal automobile or homeowner's policies that are issued, delivered, amended, or renewed after June 30, 2026. Amends the definition of "small employer" in the chapter regarding small employer group health insurance. Makes corresponding changes.

AI Summary

This bill makes several changes to various insurance and real estate-related laws in Indiana. The bill allows the state personnel department director to provide coverage for emergency medical services through a mobile integrated healthcare program, and requires health insurance policies to reimburse emergency medical services that are part of such a program. It extends the deadline for the Indiana Public Employers' Plan to apply for a certificate of authority as a domestic tax exempt reciprocal insurance company from December 31, 2026, to December 31, 2030. The bill repeals the requirement for health carriers to conduct annual public forums and removes a provision that required the department of insurance to maintain an electronic system for collecting information about residential property transactions. It also modifies the definition of "small employer" for health insurance purposes, adding a new method to calculate employee count that includes part-time workers. Additionally, the bill provides an exemption from consumer data protection requirements for certain 501(c)(4) organizations established to detect or prevent insurance-related fraud. The provisions of the bill will take effect at various dates, mostly on July 1, 2025, with some changes becoming effective on January 1, 2026, or June 30, 2026.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (7)

Last Action

Public Law 236 (on 05/06/2025)

bill text


bill summary

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bill summary

Document Type Source Location
State Bill Page https://iga.in.gov/legislative/2025/bills/house/1587/details
Fiscal Note #1: Senate Enrolled https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.07.ENRS.FN001.pdf
BillText https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.07.ENRS.pdf
Conference Report https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/ccrs/HB1587.06.ENGS.CCH001.pdf
Conference Report https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/ccrs/HB1587.06.ENGS.CCS001.pdf
Fiscal Note #2: Senate Engrossed https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.06.ENGS.FN002.pdf
Fiscal Note #1: Senate Engrossed https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.06.ENGS.FN001.pdf
BillText https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.06.ENGS.pdf
Senate Amendment #3 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/amendments/HB1587.05.COMS.AMS003.pdf
Senate Amendment #2 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/amendments/HB1587.05.COMS.AMS002.pdf
Senate Amendment #1 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/amendments/HB1587.05.COMS.AMS001.pdf
Fiscal Note #1: Senate Comm Sub https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.05.COMS.FN001.pdf
BillText https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.05.COMS.pdf
Senate Appropriations Amendment #13 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.04.COMS.AMS13.pdf
Senate Committee Report https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-reports/HB1587.04.COMS.CRS001.pdf
Vote Sheet April 03, 2025 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/votesheets/HB1587.04.COMS.00.pdf
Fiscal Note #1: Senate Comm Sub https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.04.COMS.FN001.pdf
BillText https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.04.COMS.pdf
Senate Committee Report https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-reports/HB1587.03.COMH.CRS001.pdf
Vote Sheet March 26, 2025 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/votesheets/HB1587.03.COMH.00.pdf
Senate Insurance and Financial Institutions Amendment #9 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.03.COMH.AMS09.pdf
Senate Insurance and Financial Institutions Amendment #10 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.03.COMH.AMS10.pdf
Senate Insurance and Financial Institutions Amendment #11 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.03.COMH.AMS11.pdf
Senate Insurance and Financial Institutions Amendment #8 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158708.pdf
Senate Insurance and Financial Institutions Amendment #9 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158709.pdf
Senate Insurance and Financial Institutions Amendment #10 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158710.pdf
Senate Insurance and Financial Institutions Amendment #11 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158711.pdf
Fiscal Note #3: House Comm Sub https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.03.COMH.FN003.pdf
Fiscal Note #2: House Comm Sub https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.03.COMH.FN002.pdf
BillText https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.03.COMH.pdf
Fiscal Note #1: House Comm Sub https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.03.COMH.FN001.pdf
House Committee Report https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-reports/HB1587.02.COMH.CRH001.pdf
Vote Sheet February 11, 2025 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/votesheets/HB1587.02.COMH.00.pdf
House Ways and Means Amendment #5 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158705.pdf
House Ways and Means Amendment #6 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.02.COMH.AMH06.pdf
House Ways and Means Amendment #7 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.02.COMH.AMH07.pdf
House Ways and Means Amendment #6 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158706.pdf
House Ways and Means Amendment #7 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158707.pdf
BillText https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.02.COMH.pdf
Fiscal Note #1: House Comm Sub https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.02.COMH.FN001.pdf
House Committee Report https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-reports/HB1587.01.INTR.CRH001.pdf
Vote Sheet February 04, 2025 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/votesheets/HB1587.01.INTR.00.pdf
House Insurance Amendment #1 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.01.INTR.AMH01.pdf
House Insurance Amendment #2 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.01.INTR.AMH02.pdf
House Insurance Amendment #3 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.01.INTR.AMH03.pdf
House Insurance Amendment #4 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/amendments/HB1587.01.INTR.AMH04.pdf
House Insurance Amendment #1 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158701.pdf
House Insurance Amendment #2 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158702.pdf
House Insurance Amendment #3 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158703.pdf
House Insurance Amendment #4 https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/committee-amendments/drafts/AM158704.pdf
BillText https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/HB1587.01.INTR.pdf
Fiscal Note #1: Introduced https://iga.in.gov/pdf-documents/124/2025/house/bills/HB1587/fiscal-notes/HB1587.01.INTR.FN001.pdf
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