Bill > HB64

This bill requires owners of assault weapons in Georgia to obtain and maintain liability insurance of at least $1 million by January 1, 2026, covering potential death, injury, or property damage arising from the weapon's ownership or use. An "assault weapon" is defined as a semiautomatic rifle capable of accepting a high-capacity magazine (more than ten rounds). Owners must keep proof of insurance at the weapon's storage location and carry it when the weapon is in public, and must present this proof to law enforcement upon request. Violations will result in misdemeanor charges with fines up to $100 for a first offense and $1,000 for subsequent offenses. The bill provides exceptions for law enforcement officers, military personnel, and individuals who cannot obtain insurance due to being denied coverage, being indigent, or demonstrating responsible gun ownership practices. Insurance policies must cover only unintentional or accidental acts and cannot require disclosure of specific weapon details. Insurers must notify state authorities about policy changes or terminations, and the state insurance commissioner will develop specific implementation rules. The legislative findings emphasize the bill's intent to reduce public safety risks by encouraging more responsible assault weapon ownership, citing recent mass shootings, including a specific incident at Apalachee High School in Winder, Georgia.

Justice

https://www.legis.ga.gov/legislation/69376