Bill > HB938

This bill establishes requirements for landlords to offer tenants the option of reporting their positive rental payment information to consumer reporting agencies. Specifically, for leases entered into after February 1, 2026, landlords must provide tenants with a written offer to report their timely rent payments to at least one nationwide consumer reporting agency. The offer must include details such as the optional nature of reporting, identified reporting agencies, any associated fees, and instructions for opting in or out. Landlords may charge tenants up to $10 per month to cover reporting costs, but this fee cannot be grounds for lease termination or deducted from security deposits. Tenants can choose to start or stop reporting at any time, with a six-month waiting period to resume reporting after opting out. The bill applies to landlords with more than 15 residential rental units, excluding certain types of housing developments like assisted housing. The law aims to help tenants build credit history through consistent rental payments, while providing flexibility and protecting tenant rights. The provision does not apply to smaller rental properties or specific types of housing developments, and ensures that tenants who legally withhold or deduct rent for maintenance issues are not penalized in their rental payment reporting.

https://house.mo.gov/Bill.aspx?bill=HB938&year=2025&code=R