Bill

Bill > A5218


NJ A5218

Establishes additional health insurance carrier network adequacy standards with respect to certain physician specialists.


summary

Introduced
01/23/2025
In Committee
01/23/2025
Crossed Over
Passed
Dead

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill establishes additional network adequacy standards for health insurance carriers that offer a managed care plan. Current law requires regulations for those carriers to include standards for the adequacy of the provider network with respect to the scope and type of health care benefits provided by the carrier, the geographic service area covered by the provider network, and access to medical specialists. This bill requires the Commissioner of Banking and Insurance to adopt regulations to ensure that covered persons have reasonable and timely access to physician specialists at in-network hospitals and facilities, including anesthesiologists, radiologists, pathologists, emergency medicine physicians, and services under their supervision.

AI Summary

This bill amends existing New Jersey healthcare regulations to enhance network adequacy standards for health insurance carriers. Specifically, the bill requires the Commissioner of Health to adopt new regulations that ensure patients have reasonable and timely in-network access to specific physician specialists at in-network hospitals and facilities. These specialists include anesthesiologists, radiologists, pathologists, emergency medicine physicians, and services under their supervision. The bill updates language in a previous law (P.L.1997, c.192) to mandate that carrier regulations include these enhanced access standards, which are designed to improve consumer protection and healthcare quality. By requiring more comprehensive network standards, the bill aims to make it easier for patients to receive specialized medical care within their insurance network without facing unexpected out-of-network charges or difficulties accessing critical medical services. The regulations will be developed in accordance with the state's Administrative Procedure Act and are intended to provide more transparent and accessible healthcare options for consumers.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/23/2025)

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