Bill

Bill > H0017


ID H0017

ID H0017
Amends and adds to existing law to establish a wildfire risk mitigation and stabilization pool, fund, and board.


summary

Introduced
01/16/2025
In Committee
01/17/2025
Crossed Over
Passed
Dead
04/04/2025

Introduced Session

2025 Regular Session

Bill Summary

RELATING TO THE IDAHO WILDFIRE RISK MITIGATION AND STABILIZATION POOL; AMENDING THE HEADING FOR CHAPTER 24, TITLE 41, IDAHO CODE; AMENDING CHAPTER 24, TITLE 41, IDAHO CODE, BY THE ADDITION OF A NEW SECTION 41-2402, IDAHO CODE, TO PROVIDE LEGISLATIVE INTENT AND A SHORT TITLE; AMENDING CHAPTER 24, TITLE 41, IDAHO CODE, BY THE ADDITION OF A NEW SEC- TION 41-2403, IDAHO CODE, TO DEFINE TERMS; AMENDING CHAPTER 24, TITLE 41, IDAHO CODE, BY THE ADDITION OF A NEW SECTION 41-2404, IDAHO CODE, TO ESTABLISH PROVISIONS REGARDING A WILDFIRE RISK MITIGATION AND STA- BILIZATION POOL, FUND, AND BOARD; AMENDING CHAPTER 24, TITLE 41, IDAHO CODE, BY THE ADDITION OF A NEW SECTION 41-2405, IDAHO CODE, TO ESTABLISH PROVISIONS REGARDING A PLAN OF OPERATION; AMENDING CHAPTER 24, TITLE 41, IDAHO CODE, BY THE ADDITION OF A NEW SECTION 41-2406, IDAHO CODE, TO PROVIDE FOR POWERS AND AUTHORITY OF THE POOL; AMENDING CHAPTER 24, TITLE 41, IDAHO CODE, BY THE ADDITION OF A NEW SECTION 41-2407, IDAHO CODE, TO ESTABLISH PROVISIONS REGARDING FUNDING SOURCES; AMENDING CHAPTER 24, TITLE 41, IDAHO CODE, BY THE ADDITION OF A NEW SECTION 41-2408, IDAHO CODE, TO ESTABLISH PROVISIONS REGARDING CERTAIN IMMUNITY AND LI- ABILITY; AMENDING SECTION 41-406, IDAHO CODE, TO PROVIDE FOR A CERTAIN DISTRIBUTION TO THE IDAHO WILDFIRE RISK MITIGATION AND STABILIZATION POOL; AND DECLARING AN EMERGENCY AND PROVIDING AN EFFECTIVE DATE.

AI Summary

This bill establishes the Idaho Wildfire Risk Mitigation and Stabilization Pool, an independent public body designed to help homeowners and property owners protect against wildfire risks. The pool will be governed by a 12-member board appointed by the insurance director and will include representatives from insurers, producers, fire officials, and consumer interests. Its primary goals include reducing property insurance costs, mitigating community-level wildfire risks, and promoting a stable insurance marketplace. The pool will be funded through various sources, including premium tax appropriations, cigarette ignition prevention fund allocations, stamping fees, grants, and potential participation charges or assessments from insurers. It will have the authority to enter into contracts, provide grants for wildfire risk mitigation, fund property protection efforts, and support fire prevention education, while ensuring that any programs it develops are actuarially sound and do not compete with the private sector. The bill also provides immunity for board members and participating insurers, protecting them from liability except in cases of gross negligence or willful misconduct. The pool will operate under a plan of operation approved by the insurance director and is set to become effective on July 1, 2025.

Committee Categories

Business and Industry

Sponsors (0)

No sponsors listed

Other Sponsors (1)

Business Committee (H)

Last Action

Reported Printed and Referred to Business (on 01/17/2025)

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