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US HR507

US HR507
Veterans Member Business Loan Act


summary

Introduced
01/16/2025
In Committee
01/16/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To amend the Federal Credit Union Act to exclude extensions of credit made to veterans from the definition of a member business loan.

AI Summary

This bill amends the Federal Credit Union Act to modify the definition of a "member business loan" by explicitly excluding loans made to veterans from being classified as such. Specifically, the bill adds a new provision to the existing law that defines loans to veterans as a separate category, not considered a member business loan. The bill adopts the standard definition of "veteran" from Title 38 of the United States Code, which typically refers to individuals who have served in the U.S. military and been discharged under conditions other than dishonorable. By making this change, the bill effectively expands credit unions' ability to provide loans to veterans without those loans counting against existing member business loan limits or restrictions. The amendments will take effect six months after the date of enactment, giving credit unions time to adjust their lending practices to comply with the new law.

Committee Categories

Business and Industry

Sponsors (60)

Vicente Gonzalez (D)* Nicholas Begich (R),  Jack Bergman (R),  Andy Biggs (R),  Suzanne Bonamici (D),  Julia Brownley (D),  André Carson (D),  Sheila Cherfilus-McCormick (D),  Juan Ciscomani (R),  Gil Cisneros (D),  Tom Cole (R),  Herbert Conaway (D),  Gerry Connolly (D),  Lou Correa (D),  Jim Costa (D),  Eli Crane (R),  Henry Cuellar (D),  Chuck Edwards (R),  Gabe Evans (R),  Cleo Fields (D),  Brian Fitzpatrick (R),  Jared Golden (D),  Josh Gottheimer (D),  Josh Harder (D),  Pat Harrigan (R),  Steven Horsford (D),  Chrissy Houlahan (D),  Tom Kean (R),  Raja Krishnamoorthi (D),  Nick Langworthy (R),  Ted Lieu (D),  Stephen Lynch (D),  Seth Magaziner (D),  Nicole Malliotakis (R),  Celeste Maloy (R),  Sarah McBride (D),  Jenn McClellan (D),  Jim McGovern (D),  Cory Mills (R),  Joe Morelle (D),  Joe Neguse (D),  Burgess Owens (R),  Josh Riley (D),  Hal Rogers (R),  Deborah Ross (D),  John Rutherford (R),  Pat Ryan (D),  Andrea Salinas (D),  Linda Sánchez (D),  David Scott (D),  Terri Sewell (D),  Brad Sherman (D),  Mike Simpson (R),  Darren Soto (D),  Suhas Subramanyam (D),  Shri Thanedar (D),  Dina Titus (D),  Jill Tokuda (D),  David Valadao (R),  George Whitesides (D), 

Last Action

Referred to the House Committee on Financial Services. (on 01/16/2025)

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