Bill > HB0258

This bill amends Utah's Medicare Supplement Insurance Minimum Standards Act to introduce a new annual enrollment option for Medicare supplement insurance enrollees. Specifically, each year during a 60-day period starting on the enrollee's birthday, individuals enrolled in a Medicare supplement insurance plan will be allowed to switch to a different plan offered by the same insurance issuer that is considered a comparable or lower tier plan. Importantly, insurers cannot deny enrollment based on medical underwriting during this period. The bill adds definitions, including a new definition for "enrollee" as an individual enrolled in Medicare supplement insurance. The amendment also expands the commissioner's rule-making authority to include implementing this new open enrollment process. The bill provides additional consumer protections by ensuring that insurers cannot exclude benefits for pre-existing conditions more than six months after coverage begins and must provide clear information about policy terms. The new provisions will take effect on May 7, 2025, giving insurers time to prepare for the changes. This modification aims to provide Medicare supplement insurance enrollees with more flexibility in choosing their coverage and reduce barriers to changing plans.

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https://le.utah.gov/~2025/bills/static/HB0258.html