Bill > HB05744

This bill prohibits businesses from requiring consumers to authorize the storage of their credit card or debit card information as a condition for entering into or amending a consumer agreement, or for automatic renewal or continuous services provisions. The bill allows businesses to temporarily store payment information only for processing a specific consumer-requested transaction, with the condition that the consumer voluntarily submitted the information and the business does not store it beyond the time needed to complete the payment. The bill defines several key terms by referencing existing statutes, including "business," "consumer," and "consumer agreement." If a business violates these provisions, it will be considered an unfair or deceptive trade practice, which can be subject to penalties. The Commissioner of Consumer Protection is authorized to create regulations to implement the bill's requirements. The bill is set to take effect on October 1, 2025, and aims to protect consumers' financial information by limiting how businesses can store and use credit and debit card data.

Justice

General Law Committee (J)

https://www.cga.ct.gov/asp/cgabillstatus/cgabillstatus.asp?selBillType=Bill&bill_num=HB05744&which_year=2025