Bill > HB1471

This bill establishes new regulations for dental insurance payment methods in North Dakota, focusing on protecting dental providers from unfair payment practices. The bill prohibits preferred provider arrangements from requiring credit card payments as the sole acceptable payment method. When dental insurers or third-party vendors use electronic funds transfers or virtual credit card payments, they must: notify providers about any associated fees, provide clear instructions for alternative payment methods without fees, and disclose if they are sharing profits from credit card transaction fees. The bill also restricts vendors from charging transmission fees for automated clearinghouse network payments without the dental provider's consent, though agents may charge reasonable fees for additional value-added services like transaction or data management. The legislation defines key terms such as "dental insurer" and "dental provider" by referencing existing state code, and aims to provide more transparency and flexibility in how dental providers receive payments from insurance companies and their contracted vendors.

Business and Industry, Government Affairs

https://ndlegis.gov/assembly/69-2025/regular/bill-overview/bo1471.html