Bill > HB05731

This bill aims to prevent homeowners insurance companies from denying coverage to property owners solely because a tenant has a guide or assistance dog of a specific breed. Currently, some insurance companies may refuse to provide coverage or charge higher premiums if a tenant has a dog breed that the insurer considers high-risk. Under this proposed legislation, if a property owner is legally required to allow a tenant to have a trained guide or assistance dog (such as those helping individuals with disabilities) under state or federal law, the insurance company cannot deny coverage based on the dog's breed. Guide and assistance dogs are specially trained animals that help people with physical or mental disabilities navigate daily life, and these dogs are protected under various civil rights and disability accommodation laws. The bill ensures that property owners who are complying with legal requirements to accommodate tenants with service animals will not be penalized by insurance companies through coverage denial, thus protecting both tenants' rights and property owners' ability to secure insurance.

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https://www.cga.ct.gov/asp/cgabillstatus/cgabillstatus.asp?selBillType=Bill&bill_num=HB05731&which_year=2025