Bill > HB1415

This bill implements recommendations of the long-term services and supports trust commission by making several significant changes to Washington state's long-term care insurance program. The bill primarily focuses on expanding the WA Cares program's coverage for out-of-state participants and creating a framework for supplemental long-term care insurance. Key provisions include allowing Washington state residents who move out of state to continue participating in the program if they meet certain criteria, establishing rules for supplemental long-term care insurance policies, and creating consumer protection mechanisms for these policies. The bill requires insurance producers to complete specific education about the program, mandates that insurers develop suitability standards for policy sales, and establishes requirements for policy disclosure, nonforfeiture benefits, and claim processes. Additionally, the bill creates a pilot project to assess administrative processes for managing program eligibility and benefit distribution, and it requires the insurance commissioner to develop consumer education resources to help individuals make informed decisions about supplemental long-term care insurance.

Education

https://app.leg.wa.gov/billsummary?BillNumber=1415&Year=2025&Initiative=false