Bill > HB1107

This bill amends Mississippi's motor vehicle liability insurance law by requiring all motor vehicle liability insurance policies to include medical payment coverage of at least $10,000. Currently, the law specifies various requirements for motor vehicle liability policies, such as minimum liability limits for bodily injury and property damage, but did not mandate medical payment coverage. The new provision will ensure that every motor vehicle liability policy issued in Mississippi will automatically include medical payment coverage, which can help drivers cover medical expenses resulting from a car accident, regardless of who is at fault. The bill is scheduled to take effect on July 1, 2025, giving insurance companies time to update their policy offerings to comply with the new requirement. Medical payment coverage, often referred to as "MedPay," is a type of auto insurance coverage that helps pay for medical expenses for the policyholder and passengers injured in a car accident, which can include hospital visits, surgeries, x-rays, and other medical treatments.

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https://billstatus.ls.state.ms.us/2025/pdf/history/HB/HB1107.xml