Bill > HB2047

This bill establishes a new web-based online insurance verification system in Kansas to help track and verify motor vehicle liability insurance coverage. The system, to be fully operational by July 1, 2026, will allow authorized personnel like law enforcement, courts, and state agencies to electronically verify insurance status using multiple data elements such as vehicle identification numbers, policy numbers, and insurer identification codes. Insurance companies licensed in Kansas will be required to participate, providing real-time verification of their customers' insurance policies, with some exceptions for small insurers and commercial vehicle coverage. The system is designed with data privacy protections and will be funded by the Kansas Insurance Department's regulation service fund. Insurers will be immune from civil liability for good faith efforts to comply with the system, and all information exchanged through the system will be confidential and not subject to open records laws or admissible in civil litigation. The bill also amends existing vehicle registration laws to reference this new verification system and ensures that establishing compliance with insurance requirements cannot be the primary reason for a vehicle to be stopped by law enforcement.

Business and Industry

Insurance (H)

https://kslegislature.gov/li/b2025_26/measures/hb2047/