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Bill > SB42


KS SB42

KS SB42
Providing for the establishment of a web-based online insurance verification system for the verification of evidence of motor vehicle liability insurance, eliminating the requirement that the commissioner of insurance submit certain reports to the governor and requiring certain reports be available on the insurance department's website, removing certain entities from the definition of person for the purpose of enforcing insurance law, requiring that third party administrators maintain separate f


summary

Introduced
01/21/2025
In Committee
03/07/2025
Crossed Over
02/25/2025
Passed
04/10/2025
Dead
Signed/Enacted/Adopted
04/10/2025

Introduced Session

2025-2026 Regular Session

Bill Summary

AN ACT concerning insurance; relating to the regulation and oversight thereof; providing for the establishment of a web-based online insurance verification system for the verification of evidence of motor vehicle liability insurance; eliminating the requirement that the commissioner of insurance submit certain reports to the governor; requiring that certain reports be available on the insurance department's website; removing certain entities from the definition of person for the purpose of enforcing insurance law; requiring that third-party administrators maintain separate fiduciary accounts for individual payors and prohibiting the commingling of the funds held on behalf of multiple payors; requiring the disclosure to the commissioner of insurance of any bankruptcy petition filed by or on behalf of such administrator pursuant to the United States bankruptcy code; requiring title agents to make their reports available for inspection upon request of the commissioner of insurance instead of submitting such reports annually; standardizing the amount of surety bonds filed with the commissioner of insurance at $100,000; eliminating the small business exemption in certain counties; amending K.S.A. 8-173, 40-108, 40-1139, 40-2253, 40-3807 and 40-3809 and K.S.A. 2024 Supp. 40-2,125, 40-1137 and 40-2404 and repealing the existing sections.

AI Summary

This bill establishes a web-based online insurance verification system for motor vehicle liability insurance in Kansas, with several key provisions. The system will allow authorized personnel from various state agencies to verify insurance coverage electronically, using multiple data elements like vehicle identification numbers and policy numbers. Insurers will be required to cooperate in establishing and maintaining the system, with some exceptions for smaller insurers and commercial vehicle coverage. The bill standardizes several insurance-related regulations, including requiring third-party administrators to maintain separate fiduciary accounts for individual payors, mandating that administrators disclose any bankruptcy filings, and eliminating certain reporting requirements for the insurance commissioner. The system must be fully operational by July 1, 2026, after a nine-month testing period, and importantly, the verification system cannot be the primary cause for law enforcement to stop a vehicle. The bill also removes certain entities from the definition of "person" for insurance law enforcement purposes and standardizes surety bond requirements at $100,000. Additionally, the bill requires more transparency in insurance practices, such as mandating that the insurance commissioner publish annual reports on the department's website instead of submitting them directly to the governor.

Committee Categories

Business and Industry

Sponsors (0)

No sponsors listed

Other Sponsors (1)

Financial Institutions and Insurance (Senate)

Last Action

Senate Approved by Governor on Tuesday, April 8, 2025 (on 04/10/2025)

bill text


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bill summary

Document Type Source Location
State Bill Page https://kslegislature.gov/li/b2025_26/measures/sb42/
Analysis - Summary: Enrolled https://kslegislature.gov/li/b2025_26/measures/documents/summary_sb_42_2025.pdf
BillText https://kslegislature.gov/li/b2025_26/measures/documents/sb42_enrolled.pdf
Conference Committee Report https://kslegislature.gov/li/b2025_26/measures/documents/ccr_2025_sb42_h_2210.pdf
Analysis - Conference Committee Report Brief https://kslegislature.gov/li/b2025_26/measures/documents/ccrb_sb42_01_0000.pdf
BillText https://kslegislature.gov/li/b2025_26/measures/documents/sb42_03_0000.pdf
House Committee on Insurance Report https://kslegislature.gov/li/b2025_26/measures/documents/cr_2025_sb42_h_1691.pdf
Analysis - Supplemental Note: As Amended by House Committee https://kslegislature.gov/li/b2025_26/measures/documents/supp_note_sb42_03_0000.pdf
BillText https://kslegislature.gov/li/b2025_26/measures/documents/sb42_02_0000.pdf
Analysis - Supplemental Note: {As Amended by Senate Committee of the Whole} https://kslegislature.gov/li/b2025_26/measures/documents/supp_note_sb42_02_0000.pdf
Senate Floor Amendment (Committee of the Whole - Motion to Amend - Offered by Senator Titus) https://kslegislature.gov/li/b2025_26/measures/documents/fa_2025_sb42_s_1576.pdf
Senate Floor Amendment (Committee of the Whole - Motion to Amend - Offered by Senator Dietrich) https://kslegislature.gov/li/b2025_26/measures/documents/fa_2025_sb42_s_1563.pdf
BillText https://kslegislature.gov/li/b2025_26/measures/documents/sb42_01_0000.pdf
Senate Committee on Financial Institutions and Insurance Report https://kslegislature.gov/li/b2025_26/measures/documents/cr_2025_sb42_s_1443.pdf
Analysis - Supplemental Note: As Amended by Senate Committee https://kslegislature.gov/li/b2025_26/measures/documents/supp_note_sb42_01_0000.pdf
Fiscal Note - Ficsal Note: As introduced https://kslegislature.gov/li/b2025_26/measures/documents/fisc_note_sb42_00_0000.pdf
BillText https://kslegislature.gov/li/b2025_26/measures/documents/sb42_00_0000.pdf
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