Bill > HB1504

This bill establishes a comprehensive financial responsibility requirement for firearm ownership and firearm range operation in Washington State. Specifically, individuals purchasing or possessing a firearm must have one of three forms of financial protection: (1) a firearm liability insurance policy providing at least $25,000 of coverage per incident for accidental or unintentional discharge, (2) a self-insurance certificate issued by the Department of Licensing for those owning more than 25 firearms, or (3) a $25,000 certificate of deposit with the Department of Licensing. Firearm dealers must verify a purchaser's proof of financial responsibility before completing a sale, and law enforcement officers can request proof of compliance. The bill also requires firearm ranges to carry a $1,000,000 general liability insurance policy and defines a firearm range as a privately owned structure or outdoor area operated for profit where the public can discharge firearms. Failure to provide proof of financial responsibility is a civil infraction, and knowingly providing false evidence is a misdemeanor. Certain groups are exempt from these requirements, including peace officers, active military members, and those with antique firearms. The bill creates a Firearm Financial Responsibility Account to manage deposits and includes provisions for handling claims against deposited funds. The legislation is set to take effect on January 1, 2027, with the goal of enhancing public safety by ensuring financial accountability for firearm ownership.

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https://app.leg.wa.gov/billsummary?BillNumber=1504&Year=2025&Initiative=false