Bill > HB06131

This bill aims to prevent insurance companies from discriminating against homeowners or renters based solely on the breed of their dog when underwriting or pricing insurance policies. Specifically, insurers would be prohibited from charging higher premiums, canceling, refusing to renew, or refusing to issue a policy simply because of a dog's breed or breed mix. However, the bill does allow insurers to take action or adjust premiums for an individual dog that has been specifically designated as dangerous, based on the insurance company's actual loss experience and actuarial principles. The Insurance Commissioner would be granted the authority to develop regulations to implement these provisions, which essentially means creating specific rules and guidelines to ensure the law is applied consistently. The goal of this legislation is to protect dog owners from blanket breed-based discrimination by insurance providers, while still allowing insurers to make risk-based decisions about specific dogs with documented behavioral issues.

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https://www.cga.ct.gov/asp/cgabillstatus/cgabillstatus.asp?selBillType=Bill&bill_num=HB06131&which_year=2025