Bill > A02683

This bill, known as the "wig insurance guarantee (W.I.G) act," mandates that insurance policies providing coverage for prostheses must also cover cranial prostheses, which are defined as wigs or hairpieces, for individuals experiencing medical hair loss due to conditions like alopecia or lupus. This coverage is contingent upon a licensed healthcare provider prescribing the cranial prosthesis as part of a treatment plan, and it can be provided no more than once every twelve months, with a limit of $750 per instance, subject to existing cost-sharing requirements. The act applies to new, renewed, or modified insurance policies issued in the state.