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Bill > HB305


PA HB305

PA HB305
In casualty insurance, providing for coverage for insulin.


summary

Introduced
01/23/2025
In Committee
10/29/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An act relating to insurance; amending, revising, and consolidating the law providing for the incorporation of insurance companies, and the regulation, supervision, and protection of home and foreign insurance companies, Lloyds associations, reciprocal and inter-insurance exchanges, and fire insurance rating bureaus, and the regulation and supervision of insurance carried by such companies, associations, and exchanges, including insurance carried by the State Workmen's Insurance Fund; providing penalties; and repealing existing laws," in casualty insurance, providing for coverage for insulin.

AI Summary

This bill amends Pennsylvania's insurance law to regulate insulin coverage in health insurance policies by capping out-of-pocket costs for patients at $35 per thirty-day supply of insulin, regardless of the type or amount needed. The legislation specifically prohibits health insurance policies from charging copayments, coinsurance, or deductibles exceeding this amount, while still allowing insurers to offer lower prices if they choose. The bill excludes several types of insurance policies from this requirement, such as accident-only, fixed indemnity, and dental plans. Additionally, the bill mandates that the Attorney General conduct an investigation into insulin drug pricing, gathering information about manufacturers' business practices and pricing strategies. The Attorney General is required to submit a public report to the General Assembly within one year of the law's effective date, which must include a summary of insulin pricing practices, policy recommendations to prevent overpricing, and other relevant information. The law will take effect 60 days after its passage, with the goal of making insulin more affordable and accessible for Pennsylvania residents.

Committee Categories

Business and Industry, Health and Social Services

Sponsors (28)

Last Action

Insurance (h) Hearing (09:30:00 2/4/2026 Room 60 East Wing) (on 02/04/2026)

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