Bill > A03187

This bill provides lifetime, premium-free health insurance through the New York State of Health marketplace to individuals who donate a kidney during their lifetime. The legislation establishes a new "kidney donor insurance fund" managed jointly by the Commissioner of Health and the Superintendent of Financial Services, which will cover the cost of providing these donors with gold-level health insurance, including prescription drug coverage. Under this bill, the state will be responsible for paying all insurance premiums, and neither the donor nor their employer will be liable for these costs. The insurance benefit is designed to incentivize and reward kidney donation by offering comprehensive, lifelong health coverage as a form of compensation and support for those who choose to donate an organ. The bill would take effect immediately and apply to all live donor kidney donations made on or after its effective date, potentially encouraging more New Yorkers to consider becoming kidney donors by removing financial barriers and providing a significant long-term healthcare benefit.

Health and Social Services

https://www.nysenate.gov/legislation/bills/2025/A3187