Bill > A03121

This bill amends the New York Real Property Law to prohibit residential landlords from charging tenants any fees for using electronic payment methods, specifically targeting automated clearing house (ACH) and online payment systems. Currently, landlords are already prohibited from requiring electronic payments as the sole method of rent collection, and this new legislation expands those protections by ensuring tenants cannot be financially penalized for choosing electronic payment options. The bill requires landlords to provide at least one fee-free payment method, such as cash or personal check, giving tenants more flexibility in how they pay rent. Additionally, the law maintains a provision that any tenant agreement waiving these rights would be considered void and against public policy. The legislation aims to protect tenants from additional financial burdens related to rent payment methods and ensure they have accessible, affordable ways to fulfill their rental obligations. The bill takes effect immediately upon passage.

Housing and Urban Affairs

https://www.nysenate.gov/legislation/bills/2025/A3121