Bill > SB896

This bill extends the enrollment period for newborns under various health benefit plans in Texas from 32 to 61 days. Specifically, the bill amends multiple sections of the Texas Insurance Code to increase the timeframe during which a newborn child is automatically covered under a parent's health insurance plan. Under the new provisions, coverage for a newborn will end on the 61st day after birth (instead of the 32nd day), unless the health benefit plan receives notice of the birth and any required additional premium by the 60th day. The bill also prohibits health benefit plans from excluding or limiting initial coverage of a newborn before the 61st day after birth and ensures coverage for congenital defects and mandatory newborn screening tests. These changes will apply to health benefit plans delivered, issued, or renewed on or after January 1, 2026, giving insurers time to adjust their policies. The bill takes effect on September 1, 2025, providing more flexibility and protection for families with newborn children.

Business and Industry, Health and Social Services

https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=SB896