Bill > H0095

This bill proposes to update and reorganize the health insurance statutes in Vermont's 8 V.S.A. chapter 107, creating a comprehensive restructuring of the state's health insurance regulations. The bill repeals the existing chapter and replaces it with a new, more organized version that includes several key provisions. The reorganization includes defining key terms like "health insurance plan," "health insurer," and "covered individual," and establishes clear guidelines for health insurers operating in Vermont. The new chapter outlines requirements for health insurance plans, including prohibitions on discrimination, standards for advertising, and penalties for violations. It also includes detailed sections on group coverage, policy forms, external reviews, and required covered benefits. The bill maintains existing protections for consumers while updating the language and structure of the health insurance regulations to make them more clear and comprehensive. Importantly, the bill is designed to be a technical update that preserves the substantive content of existing law, with an effective date of January 1, 2026, to allow for smooth implementation and alignment of existing rules and guidance documents.

Health and Social Services

https://legislature.vermont.gov/bill/status/2026/H.95