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GA SB35
GA SB35Property Insurance Policies; notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; increase the number of days
summary
Introduced
01/27/2025
01/27/2025
In Committee
02/20/2025
02/20/2025
Crossed Over
02/10/2025
02/10/2025
Passed
04/07/2025
04/07/2025
Dead
Signed/Enacted/Adopted
05/14/2025
05/14/2025
Introduced Session
2025-2026 Regular Session
Bill Summary
AN ACT To amend Code Section 33-24-46 of the Official Code of Georgia Annotated, relating to cancellation or nonrenewal of certain property insurance policies, so as to increase the number of days of notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; to provide for related matters; to provide for an effective date; to provide for applicability; to repeal conflicting laws; and for other purposes.
AI Summary
This bill amends the Georgia Code to increase the notice period that insurance companies must provide to homeowners before nonrenewing their property insurance policies. Currently, insurers are required to give policyholders at least 30 days' written notice before discontinuing their policy, but this legislation will extend that requirement to 60 days. The notice must be mailed or delivered in person to the named insured at their last known address, and must include the specific reason(s) for nonrenewal as required by state insurance regulations. The change will apply to all insurance policies issued, delivered, or renewed in Georgia on or after January 1, 2026, giving homeowners more time to seek alternative insurance coverage if their current policy will not be renewed. This provides additional consumer protection by giving policyholders a longer window to make alternative arrangements if their insurance company decides to discontinue their coverage.
Committee Categories
Business and Industry
Sponsors (6)
John Albers (R)*,
Bill Cowsert (R)*,
Marty Harbin (R)*,
Randy Robertson (R)*,
Larry Walker (R)*,
Matthew Gambill (R),
Last Action
Effective Date 2026-01-01 (on 05/14/2025)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.legis.ga.gov/legislation/69552 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/236504 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/231755 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/231355 |
| BillText | https://www.legis.ga.gov/api/legislation/document/20252026/230370 |
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