Bill > HB1080

This bill requires health insurance plans in Missouri to provide coverage for genetic counseling and genetic testing for individuals at increased risk of cancer, starting from January 1, 2026. The bill defines key terms such as "genetic counseling" (services to help individuals understand genetic risks) and "cost-sharing requirement" (out-of-pocket expenses like deductibles or co-pays). Specifically, health insurance plans must cover genetic counseling and testing performed by a certified professional, including laboratory tests for individuals with a personal or family history of cancer that suggests a higher risk of genetic mutations. The bill prohibits insurance carriers from using genetic testing results or counseling information to make decisions about coverage eligibility, premiums, or renewals, and mandates that no cost-sharing requirements can be imposed for these services. The legislation aims to ensure that individuals can access important cancer risk screening without financial barriers, while also protecting their genetic information from being used discriminatorily by insurance companies.

https://house.mo.gov/Bill.aspx?bill=HB1080&year=2025&code=R