Bill > S03607

This bill, known as the Health Equity for Retirees Act (HERA), prohibits public employers from reducing health insurance benefits for Medicare-eligible retirees and their dependents below the levels that existed on December 31, 2021. The bill broadly defines "diminishing" benefits to include increasing costs (like premiums or copayments), reducing employer contributions, forcing retirees into Medicare Advantage Plans, limiting provider choices, or requiring pre-authorization for recommended medical procedures. The legislation applies to a wide range of public employers, including state and local governments, school districts, public universities, authorities, and other governmental entities. "Public employers" cannot make changes that make it harder for retirees to access healthcare, and the bill specifically protects retirees' ability to choose healthcare providers, maintain comprehensive coverage (including services like preventative care, prescription drugs, and mental health treatment), and keep their current cost structures. Importantly, the bill does not prevent employee organizations from negotiating employment terms and takes effect retroactively from December 31, 2021. The goal appears to be protecting the healthcare rights and financial stability of public sector retirees who have earned benefits through years of service.

Labor and Employment

https://www.nysenate.gov/legislation/bills/2025/S3607