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CT HB06815

CT HB06815
An Act Concerning Notice Of Termination For Homeowners And Automobile Insurance Policies.


summary

Introduced
01/29/2025
In Committee
01/29/2025
Crossed Over
Passed
Dead
06/04/2025

Introduced Session

2025 General Assembly

Bill Summary

To require that any homeowners or automobile insurance company provide written notice to any policyholder through certified mail if said insurance company intends to terminate such policyholder's homeowners or automobile insurance coverage.

AI Summary

This bill requires homeowners and automobile insurance companies to provide written notice via certified mail to policyholders before terminating their insurance coverage. The proposed legislation amends title 38a of the general statutes to mandate that insurance companies must send a formal, certified written notification to a policyholder if the company intends to cancel or end their homeowners or automobile insurance policy. This requirement provides an additional layer of protection for consumers by ensuring they receive a clear, official communication about potential loss of insurance coverage, which gives them an opportunity to address any issues, seek alternative coverage, or understand the reasons behind the potential termination. The bill aims to improve transparency and communication between insurance providers and their customers by establishing a formal notification process that goes beyond standard communication methods.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Referred to Joint Committee on Insurance and Real Estate (on 01/29/2025)

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