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Bill > HR814


US HR814

US HR814
Defund the CFPB Act


summary

Introduced
01/28/2025
In Committee
01/28/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To amend the Consumer Financial Protection Act of 2010 to limit to $0 the amount that the Director of the Bureau of Consumer Financial Protection may request to fund the activities of the Bureau.

AI Summary

This bill, known as the "Defund the CFPB Act", proposes to completely eliminate funding for the Consumer Financial Protection Bureau (CFPB), a federal agency established in 2010 to protect consumers from unfair, deceptive, or abusive practices in the financial sector. Specifically, the bill would amend Section 1017(a) of the Consumer Financial Protection Act to reduce the amount the CFPB Director can request for the Bureau's operational funding to $0, effectively defunding the entire agency. The bill would remove existing language that previously allowed the CFPB to request funding from the Federal Reserve based on its operating expenses, and would eliminate paragraphs in the original law that detailed the funding mechanism. By reducing the Bureau's funding to zero, this legislation would prevent the CFPB from conducting its regulatory and consumer protection activities, fundamentally preventing the agency from functioning.

Committee Categories

Business and Industry

Sponsors (6)

Last Action

Referred to the House Committee on Financial Services. (on 01/28/2025)

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