Bill > SB53

This bill amends Pennsylvania's insurance law to expand health insurance coverage for adult children and modify policy conditions. Specifically, the bill increases the age limit for dependent children from 19 to 26 years old, and allows health insurance policies to continue coverage for children with intellectual or physical disabilities beyond the previous age restrictions. The legislation prohibits insurance companies from denying or restricting dependent coverage based on factors like financial dependency, residency, marital status, educational enrollment, or employment status. For group health insurance policies, the bill provides an option for policyholders to extend coverage for children up to age 29 under certain conditions, such as being a resident of Pennsylvania or a full-time student, having no dependents, and not being covered by another health insurance policy. The bill applies to various types of health insurance policies, excluding specific limited benefit plans like dental, vision, and workers' compensation insurance. These changes aim to provide more comprehensive and flexible health insurance coverage for young adults and dependents with disabilities, aligning with broader trends in healthcare accessibility. The amendments will take effect 90 days after the bill's passage and apply to health insurance policies offered, issued, or renewed on or after that date.

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https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=S&type=B&bn=53