Bill > HB1296

This bill mandates that health insurance providers (referred to as "healthcare insurers") must cover healthcare services provided in mobile units under the same terms as services provided in traditional healthcare settings. The bill defines several key terms, including "mobile unit" (a premanufactured, mobile structure designed to provide temporary healthcare services), "healthcare service" (medical procedures or treatments), and "cost-sharing requirement" (out-of-pocket expenses like deductibles and copayments). Specifically, the bill requires healthcare insurers to cover any medical service delivered in a mobile unit that would otherwise be covered in a standard healthcare facility, and ensures that patients' out-of-pocket costs for services in mobile units are no higher than they would be in other medical settings. The legislation applies to various types of health benefit plans, including individual and group insurance plans, state and federal healthcare programs like Arkansas Medicaid, and excludes workers' compensation plans. By creating this mandate, the bill aims to improve healthcare accessibility, particularly for populations that might benefit from mobile medical services such as rural or underserved communities.

Business and Industry

https://arkleg.state.ar.us/Bills/Detail?id=hb1296&ddBienniumSession=2025%2F2025R