Bill > S03687

This bill amends the New York insurance law to clarify that a person who is involved in an accident solely as a pedestrian should be exempt from certain insurance considerations. Specifically, the bill modifies an existing section of insurance law to add a new provision that states if a named insured was involved in an accident while functioning as a pedestrian (as defined in the vehicle and traffic law), they would not be subject to the previous restrictions or requirements related to accident reimbursement or judgments. This means that pedestrians who are involved in motor vehicle accidents would have a different legal status compared to vehicle operators, potentially providing them with additional protections or considerations under insurance regulations. The amendment appears designed to create a more nuanced approach to insurance claims involving pedestrians, recognizing their unique vulnerability in traffic situations. The bill would take effect immediately upon enactment.

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https://www.nysenate.gov/legislation/bills/2025/S3687