Bill > HB1297

This bill establishes comprehensive regulations for healthcare insurers' use of artificial intelligence (AI) and automated technologies in Arkansas, focusing on transparency, fairness, and patient protection. The legislation requires healthcare insurers to disclose the strengths, limitations, and potential biases of AI algorithms used in utilization review processes, including detailed information about algorithm criteria, training data, and validation results. Insurers must ensure patient privacy, obtain explicit consent for data usage, and comply with national interoperability standards. The bill mandates that AI-based recommendations be explained in clear, understandable language and that no healthcare decisions can be made solely based on AI results. Healthcare providers must review and potentially override AI-generated determinations, ensuring human oversight and clinical judgment. The Insurance Commissioner is empowered to audit automated systems, with healthcare insurers required to conduct biannual quality assurance testing and publish performance statistics. The legislation also introduces significant penalties for non-compliance, including financial penalties up to $25,000 per violation and potential suspension of enrollment. Additionally, the bill provides a private right of action for aggrieved individuals and encourages collaborative efforts to develop ethical AI deployment training programs in healthcare settings.

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https://arkleg.state.ar.us/Bills/Detail?id=hb1297&ddBienniumSession=2025%2F2025R