Bill > HB182

This bill amends Georgia's life insurance regulations to prohibit group life insurance policies from excluding or restricting liability for deaths that occur while an insured individual is an active duty service member, unless the death is directly or indirectly caused by war or acts of war. Currently, life insurance policies can exclude coverage in several circumstances, such as deaths resulting from war, aviation, hazardous occupations, residing outside the continental United States and Canada, or suicide within two years of policy issuance. The new provision specifically protects service members by ensuring that their life insurance policies cannot deny coverage for deaths that are not war-related, effectively guaranteeing that families of service members will receive life insurance benefits if their loved one dies while serving in the regular or reserve components of the U.S. armed forces. The bill will go into effect on the first day of the month following the Governor's approval, and it repeals any existing laws that conflict with its provisions, thereby providing additional financial protection for military personnel and their families.

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https://www.legis.ga.gov/legislation/69661