Bill > A03800

This bill establishes a new criminal offense called "staging a construction site accident" within the New York Penal Law. Specifically, the bill defines this crime as intentionally entering a construction site and deliberately creating a false accident, or directing, hiring, requesting, encouraging, or inviting another person to do so, with the purpose of filing a fraudulent insurance claim. The act is classified as a class E felony, which is the lowest level of felony in New York's criminal classification system. The intent of the legislation is to prevent insurance fraud by creating a specific legal prohibition against deliberately manufacturing accidents at construction sites for financial gain. The new law would take effect 180 days after being signed, giving time for law enforcement and judicial systems to prepare for its implementation. By criminalizing such staged accidents, the bill aims to protect insurance companies, construction businesses, and ultimately consumers from the financial costs associated with fraudulent insurance claims.

Housing and Urban Affairs

https://www.nysenate.gov/legislation/bills/2025/A3800