Bill > HB2371

This bill expands the assignability rights in dental insurance policies in Illinois, ensuring that policyholders can assign their insurance claims to dental care providers just as they can with other types of health insurance. Specifically, the bill amends the Illinois Insurance Code to explicitly allow insureds under dental insurance policies to assign their rights and claims to dental care providers or facilities. This means that when a patient receives dental treatment, they can now legally transfer their right to receive insurance payment directly to the dentist or dental clinic that provided the service. The bill requires that if an insured person assigns their claim to a dental care provider or facility, the insurance company must make payment directly to that provider, including any required interest for delayed payments. The legislation applies to various types of dental insurance entities, including dental service plan corporations and dental insurers, and ensures that these organizations must comply with the new assignability provisions. The bill will take effect on January 1, 2026, giving insurance companies time to adjust their policies and procedures to accommodate these new assignment rights.

Business and Industry, Government Affairs

https://www.ilga.gov/legislation/BillStatus.asp?DocNum=2371&GAID=18&DocTypeID=HB&SessionID=114&GA=104