Bill > A04128

This bill amends the New York Public Health Law to allow funeral directors to sell insurance under specific conditions. Currently, funeral directors are prohibited from accepting commissions or compensation from insurers for selling insurance policies related to funeral or burial expenses. The new legislation creates an exception to this rule: if a funeral director is licensed to sell insurance under Article 11 of the Insurance Law, they may receive compensation from insurers for selling insurance policies. The bill adds a new section to the Public Health Law (Section 3445) explicitly stating that a funeral establishment may provide for the sale of insurance by a person licensed under the insurance law, and that licensed person may be a funeral director. This change provides funeral directors with an additional avenue for generating revenue while ensuring they are properly licensed and regulated in their insurance sales activities. The bill aims to give funeral directors more flexibility in their business operations while maintaining consumer protections by requiring proper licensing.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A4128