summary
Introduced
01/31/2025
01/31/2025
In Committee
06/01/2025
06/01/2025
Crossed Over
05/08/2025
05/08/2025
Passed
Dead
Introduced Session
Potential new amendment
104th General Assembly
Bill Summary
Reinserts the provisions of the bill, as amended by House Amendment No. 1, with the following changes. In provisions concerning the notice of intention not to renew a policy of insurance, provides that no company may impose renewal premium increases of more than 10% for policies of automobile insurance and fire and extended coverage insurance (rather than for only policies of fire and extended coverage insurance) that are subject to certain cancellation requirements, unless the company mails or delivers by electronic means to the named insured and the Department of Insurance notice of the increase in renewal premium at least 60 days before the policy renewal or anniversary date. Changes the amount of motor vehicle crash prevention course classroom hours or eLearning hours necessary for any insured over the age of 55 to receive automobile insurance premium and rate reductions from 8 hours to 4 hours. Changes the Rates for Fire and Extended Coverage Insurance Article to the Rates for Automobile Insurance and Fire and Extended Coverage Insurance Article. Provides that the Article also applies to specified policies of automobile insurance. Effective July 1, 2027.
AI Summary
This bill, known as the Junk Fee Ban Act, aims to increase pricing transparency for consumers by requiring businesses to disclose the total price of goods and services upfront, including all mandatory fees. The legislation applies to various businesses like retail stores, restaurants, and third-party delivery platforms, mandating that they clearly show all fees that a consumer must pay before completing a purchase, with some exceptions for taxes, shipping charges, and fees passed to quasi-governmental entities. The bill defines numerous terms and provides specific disclosure requirements for different types of establishments, such as allowing retail and food service businesses to disclose total prices through various channels like menus, websites, or in-store displays. Key exemptions include wholesale clubs, air carriers, insurance companies, and businesses already regulated by specific federal or state financial laws. The bill empowers the Attorney General to enforce these requirements under the Consumer Fraud and Deceptive Business Practices Act and explicitly prevents local home rule units from creating their own regulations around price disclosure. Notably, the legislation does not limit businesses' ability to set prices but seeks to ensure consumers have a clear understanding of the total cost before making a purchase.
Committee Categories
Business and Industry, Government Affairs, Justice
Sponsors (75)
Michael Hastings (D)*,
Thaddeus Jones (D)*,
Jaime Andrade (D),
Dee Avelar (D),
Christopher Belt (D),
Harry Benton (D),
Diane Blair-Sherlock (D),
Kam Buckner (D),
Mary Beth Canty (D),
Kelly Cassidy (D),
Javier Cervantes (D),
Lakesia Collins (D),
Terra Costa Howard (D),
Michael Crawford (D),
Margaret Croke (D),
Lisa Davis (D),
William Davis (D),
Anthony DeLuca (D),
Martha Deuter (D),
Dan Didech (D),
Laura Faver Dias (D),
La Shawn Ford (D),
Robyn Gabel (D),
Mary Gill (D),
Jen Gong-Gershowitz (D),
Edgar González (D),
Jehan Gordon-Booth (D),
Nicolle Grasse (D),
Angelica Guerrero-Cuellar (D),
Graciela Guzmán (D),
Will Guzzardi (D),
Mike Halpin (D),
Matt Hanson (D),
Don Harmon (D),
Barbara Hernandez (D),
Lisa Hernandez (D),
Norma Hernandez (D),
Maura Hirschauer (D),
Jay Hoffman (D),
Hoan Huynh (D),
Lilian Jiménez (D),
Adriane Johnson (D),
Gregg Johnson (D),
Patrick Joyce (D),
Tracy Katz Muhl (D),
Michael Kelly (D),
Stephanie Kifowit (D),
Lindsey LaPointe (D),
Kimberly Lightford (D),
Theresa Mah (D),
Natalie Manley (D),
Joyce Mason (D),
Anna Moeller (D),
Marty Moylan (D),
Michelle Mussman (D),
Suzanne Ness (D),
Kevin Olickal (D),
Aarón Ortíz (D),
Mike Porfirio (D),
Abdelnasser Rashid (D),
Bob Rita (D),
Rick Ryan (D),
Sue Scherer (D),
Mike Simmons (D),
Justin Slaughter (D),
Anne Stava-Murray (D),
Katie Stuart (D),
Nabeela Syed (D),
Curtis Tarver (D),
Dave Vella (D),
Rachel Ventura (D),
Karina Villa (D),
Maurice West (D),
Ann Williams (D),
Janet Yang Rohr (D),
Last Action
Added as Co-Sponsor Sen. Javier L. Cervantes (on 03/27/2026)
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