Bill > A04083

This bill requires owners of bicycles, bicycles with electric assist, and electric scooters in cities with a population of one million or more to obtain liability insurance. The bill mandates that these vehicles be covered by an insurance policy determined by the superintendent of financial services and issued by an authorized insurance carrier. The insurance must provide coverage similar to an "owner's policy of liability insurance" as defined in existing law. Owners must produce proof of insurance upon request by a magistrate or enforcement official, and failure to do so will be considered presumptive evidence of operating without insurance. The bill allows for self-insurance waivers for governmental agencies or other entities that can demonstrate financial ability to respond to potential judgments. Additionally, operators must provide proof of insurance to anyone who has suffered personal injury or property damage resulting from the vehicle's operation. Violations include operating these vehicles without insurance or permitting their operation with knowledge of missing insurance. The law will take effect 120 days after becoming law, with provisions for immediate implementation of necessary regulations.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A4083