Bill > HB2464

This bill amends the Illinois Insurance Code to protect families with newborns receiving neonatal intensive care by ensuring that if a patient receives such care from a nonparticipating healthcare provider or facility, their out-of-pocket costs will be the same as if they had received care from a participating provider or facility, specifically when the neonatal intensive care is billed as emergency services. This means that parents whose newborns require intensive care will not face additional financial burdens if they are treated at a hospital or by medical professionals that are not part of their insurance network. The bill builds upon existing provisions in the Illinois Insurance Code that already protect patients from unexpected high costs when receiving emergency medical services from out-of-network providers, and specifically extends these protections to neonatal intensive care scenarios. By requiring health insurance issuers to treat neonatal intensive care services similarly to other emergency services, the bill aims to reduce potential financial stress for families during what can already be a challenging medical situation.

Business and Industry, Health and Social Services

https://www.ilga.gov/legislation/BillStatus.asp?DocNum=2464&GAID=18&DocTypeID=HB&SessionID=114&GA=104