Bill > SB1668

This bill establishes comprehensive requirements for health insurance providers in Arizona, mandating that health care insurers offering individual or small group health plans must cover essential health care benefits across ten key categories (including ambulatory services, emergency services, hospitalization, maternity care, mental health services, prescription drugs, and pediatric services). Health insurers are prohibited from denying coverage based on an individual's health status, imposing preexisting condition exclusions, canceling policies due to health conditions, using health status to set premiums, or discriminating based on age or sex. The bill requires insurers to provide preventive care without cost-sharing, cover dependent children up to age 26, and eliminate annual or lifetime dollar limits on essential health benefits. Additionally, the bill modifies regulations around short-term limited duration insurance, requiring clear disclosures about the limitations of such coverage and specifying that these plans can have a maximum duration of 36 months. By implementing these provisions, the bill aims to expand access to comprehensive health insurance and protect consumers from discriminatory insurance practices.

Budget and Finance

https://apps.azleg.gov/BillStatus/BillOverview/83128