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MD SB940

MD SB940
Health Insurance and Family Planning Services – Consumer Protections – Updates


summary

Introduced
02/03/2025
In Committee
02/03/2025
Crossed Over
Passed
Dead
04/08/2025

Introduced Session

2025 Regular Session

Bill Summary

Updating references to federal law related to family planning services, grandfathered plans, explanation of benefits, summaries of benefits and coverage, medical loss ratios, catastrophic plans, annual limits for cost sharing, prescription drugs, and rescissions; providing that the Maryland Insurance Commissioner and the Commission on Civil Rights have concurrent jurisdiction to enforce certain provisions of law related to discrimination in health insurance; etc.

AI Summary

This bill updates Maryland's health insurance and family planning laws by extending several key references and provisions to December 31, 2024, instead of earlier dates. The bill modifies definitions and requirements related to family planning providers, particularly those affected by changes in federal Title X funding, ensuring that providers who lost federal funding due to certain service scope restrictions can still receive state support. It expands the state's Family Planning Program to maintain continuity of services and requires the Department of Health to ensure access to these providers. The bill also updates various insurance-related regulations, including those concerning grandfathered health plans, essential health benefits, summary of benefits, medical loss ratios, cost-sharing limitations, and prescription drug coverage. Additionally, the bill provides concurrent jurisdiction to the Maryland Insurance Commissioner and the Commission on Civil Rights for enforcing certain health insurance discrimination provisions, allowing both entities to address potential discriminatory practices. The changes are designed to align state law with current federal guidelines and protect consumers' access to comprehensive health and family planning services. The bill will take effect on June 1, 2025.

Committee Categories

Budget and Finance

Sponsors (1)

Last Action

Senate Finance Hearing (13:00:00 2/26/2025 ) (on 02/26/2025)

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