Bill > S04378

This bill requires health insurers to provide copies of group and individual contracts within 30 days of receiving a written request from an insured individual, specifically targeting group contracts that were established through collective bargaining (typically meaning contracts negotiated by labor unions). The bill amends three sections of New York state law related to insurance and public health to ensure that insurers must promptly provide these documents upon request. Currently, insurers are only required to provide their most recent individual or direct pay subscriber contracts, but this amendment expands that requirement to include group contracts negotiated through collective bargaining. By mandating a specific 30-day timeline for document delivery, the bill aims to improve transparency and access to health plan information for insured individuals. The bill will take effect 60 days after it becomes law, giving insurers time to adjust their document retrieval and distribution processes to comply with the new requirements.

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https://www.nysenate.gov/legislation/bills/2025/S4378