Bill

Bill > S04413


NY S04413

NY S04413
Requires a business to delete a consumer's financial information after cancellation of an automatic renewal or continuous service, unless such consumer has affirmatively consented to retention of such financial information; requires such business to notify such consumer of such deletion.


summary

Introduced
02/04/2025
In Committee
01/07/2026
Crossed Over
Passed
Dead

Introduced Session

2025-2026 General Assembly

Bill Summary

AN ACT to amend the general business law, in relation to deletion of a consumer's financial information after cancellation of an automatic renewal or continuous service

AI Summary

This bill requires businesses that offer automatic renewal or continuous services to delete a consumer's financial information, which is defined as any credit card, debit card, or third-party account details held by the business for charging purposes, after the consumer cancels such service, unless the consumer explicitly agrees to let the business keep this information for future purchases. If the business does not obtain this consent, it must delete the financial information within fourteen days of the cancellation request and then notify the consumer, either by mail or email, within seven days of the deletion, specifying the date of deletion and the specific payment methods affected. This requirement does not apply if state or federal law mandates that the business retain the consumer's financial information.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

ADVANCED TO THIRD READING (on 03/19/2026)

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