Bill > SB91

This bill makes two primary changes to health insurance regulations in Georgia. First, it requires health benefit policies to provide annual prostate cancer screenings for men considered at high risk, which includes men aged 40-49 with a family history of prostate cancer, men 50 years and older, and other men as determined by a physician. The screenings must include a digital rectal examination and a prostate-specific antigen test. Second, the bill modifies Medicare supplement insurance policies to expand coverage and protections for individuals under 65 who are eligible for Medicare due to disability or end-stage renal disease. These modifications include establishing a guaranteed renewable basis for such policies, creating open enrollment periods, and prohibiting insurers from charging excessive premium rates compared to policies for individuals 65 and older. Specifically, for certain standardized Medicare supplement policies, insurers cannot charge premium rates for individuals under 65 that exceed the rates for 65-year-olds, and for other policies, rates cannot exceed 200 percent of the rates for 65-year-olds. The bill will become fully effective on January 1, 2026, and will apply to insurance policies issued or renewed on or after that date.

Health and Social Services

https://www.legis.ga.gov/legislation/69888