Bill > HB148

This bill amends Alabama's motor vehicle insurance laws to clarify insurance requirements for both vehicles registered in Alabama and vehicles registered in other states. The legislation updates provisions related to mandatory vehicle insurance, specifying that vehicles registered in Alabama must have liability insurance policies or bonds meeting minimum coverage amounts set by state law. For vehicles registered in other states, the bill now explicitly states that insurance must conform to the requirements of the vehicle's state of registration. The bill also expands allowable forms of insurance evidence, including electronic formats like smartphone displays, and provides specific details about what information must be included on insurance cards. Additionally, the bill maintains existing exemptions for certain types of vehicles like trailers, government vehicles, and dealer inventory vehicles, and includes a provision allowing active military personnel to use insurance from their state of military assignment. The changes aim to provide more clarity and flexibility in insurance documentation while maintaining core requirements for financial responsibility when operating motor vehicles. The new law is set to take effect on October 1, 2025.

Business and Industry, Justice

https://alison.legislature.state.al.us/bill-search