Bill > HB2805

This bill amends the Illinois Insurance Code to require group accident and health insurance policies to provide coverage for certain medical examinations and testing services for victims of specific criminal offenses, such as sexual offenses defined in the Criminal Code, without imposing any deductibles, coinsurance, copayments, or other cost-sharing requirements. The bill specifically applies to medical services aimed at establishing whether sexual contact occurred, testing for sexually transmitted diseases, and examining and treating injuries and trauma resulting from the offense. The only exception to the no-cost-sharing requirement is to ensure that the coverage does not disqualify a high-deductible health plan from being eligible for a health savings account under the Internal Revenue Code. The bill will take effect on January 1, 2026, and requires insurance carriers to provide full coverage for these examination and testing services, whether the policy is an individual or group policy, with the goal of supporting victims of sexual offenses by removing financial barriers to necessary medical care.

Business and Industry

https://www.ilga.gov/legislation/BillStatus.asp?DocNum=2805&GAID=18&DocTypeID=HB&SessionID=114&GA=104